:root{--navy:#092f4e;--navy-2:#0d3d60;--gold:#c89a24;--cream:#f7f3e8;--paper:#fffdf8;--ink:#182634;--muted:#607080;--line:#d9d5ca;--soft:#eef2f3;--shadow:0 18px 50px rgba(9,47,78,.12);--radius:18px;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font:16px/1.65 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif}img{max-width:100%;display:block}a{color:inherit}.container{width:min(var(--max),calc(100% - 36px));margin:auto}.narrow{max-width:820px}.center{text-align:center}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;left:-999px;top:12px;z-index:9999;background:#fff;padding:10px 14px}.skip-link:focus{left:12px}
.utility-bar{background:var(--navy);color:#fff;font-size:.84rem}.utility-inner{min-height:34px;display:flex;align-items:center;justify-content:space-between;gap:20px}.utility-inner a{text-decoration:none;color:#fff}.site-header{position:sticky;top:0;z-index:100;background:rgba(255,253,248,.97);border-bottom:1px solid rgba(9,47,78,.1);backdrop-filter:blur(14px)}.header-inner{height:92px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{width:270px;flex:0 0 auto}.brand img{width:100%}.main-nav{display:flex;align-items:center;gap:4px}.main-nav a{text-decoration:none;color:var(--navy);font-weight:700;font-size:.92rem;padding:10px 9px;border-radius:9px}.main-nav a:hover,.main-nav a[aria-current=page]{background:#edf1f3}.main-nav .nav-cta{background:var(--gold);color:#102d42;padding:11px 16px;margin-left:6px}.main-nav .nav-cta:hover{background:#d4aa43}.menu-toggle{display:none;background:none;border:0;padding:8px}.menu-toggle span:not(.sr-only){display:block;width:26px;height:2px;background:var(--navy);margin:5px}
.hero{background:linear-gradient(135deg,var(--cream),#fff 58%,#edf2f3);padding:92px 0 84px;border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:64px;align-items:center}.eyebrow{display:inline-block;color:var(--gold);font-size:.78rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;margin-bottom:14px}.eyebrow.light{color:#edc966}.hero h1,.page-hero h1{font-family:Georgia,"Times New Roman",serif;color:var(--navy);font-size:clamp(2.8rem,5.7vw,5.2rem);line-height:1.02;letter-spacing:-.045em;margin:0 0 24px}.lead{font-size:1.2rem;color:#4d6070;max-width:700px}.button-row{display:flex;gap:12px;flex-wrap:wrap;margin:32px 0}.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:10px;padding:14px 20px;text-decoration:none;font-weight:800;cursor:pointer;font:inherit}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--navy-2)}.btn-secondary{background:transparent;color:var(--navy);border:1px solid rgba(9,47,78,.3)}.btn-light{background:#fff;color:var(--navy)}.hero-points{display:flex;gap:18px;flex-wrap:wrap;color:var(--navy);font-size:.9rem;font-weight:700}.hero-points span:before{content:"✓";color:var(--gold);margin-right:7px}
.quote-card{background:#fff;border:1px solid rgba(9,47,78,.12);border-top:5px solid var(--gold);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow)}.quote-card h2{font-family:Georgia,serif;color:var(--navy);font-size:2rem;margin:.1em 0}.kicker{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;font-weight:800;color:var(--gold)}
.form{display:grid;gap:15px}.form label{display:grid;gap:6px;font-weight:700;color:var(--navy);font-size:.9rem}.form input,.form select,.form textarea{width:100%;padding:13px 14px;border:1px solid #c8cdd0;border-radius:9px;background:#fff;font:inherit;color:var(--ink)}.form input:focus,.form select:focus,.form textarea:focus{outline:3px solid rgba(200,154,36,.2);border-color:var(--gold)}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:15px}.checkbox{grid-template-columns:auto 1fr!important;align-items:start}.checkbox input{width:auto;margin-top:6px}
.section{padding:86px 0}.section-soft{background:var(--soft)}.section-dark{background:var(--navy);color:#dfe8ed}.section-dark h2{color:#fff}.section-heading{max-width:760px;margin-bottom:38px}.section-heading h2,.feature-grid h2,.split h2,.cta-section h2{font-family:Georgia,serif;color:var(--navy);font-size:clamp(2rem,4vw,3.2rem);line-height:1.12;margin:.1em 0 .35em}.section-dark .split h2,.cta-section h2{color:#fff}.section-heading p{color:var(--muted);font-size:1.08rem}.card-grid{display:grid;gap:24px}.card-grid.three{grid-template-columns:repeat(3,1fr)}.service-card,.mode-card,.region-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:0 8px 30px rgba(9,47,78,.05)}.service-card{border-top:4px solid var(--gold)}.service-card h3,.mode-card h2,.region-card h2{font-family:Georgia,serif;color:var(--navy);font-size:1.6rem;margin:.35em 0}.service-card a,.text-link{color:var(--navy);font-weight:800;text-decoration:none}.card-number{color:var(--gold);font-weight:900;letter-spacing:.1em}.mode-icon{width:64px;height:64px;border-radius:50%;background:var(--cream);display:grid;place-items:center;color:var(--navy);font-weight:900;font-size:.76rem}.service-card ul,.mode-card ul,.service-detail-grid ul,.check-panel ul{padding-left:20px}
.split,.feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.feature-grid.reverse>div:first-child{order:2}.process-list{list-style:none;margin:0;padding:0;display:grid;gap:12px}.process-list li{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);padding:18px 20px;border-radius:12px;display:grid;grid-template-columns:170px 1fr;gap:16px}.process-list strong{color:#fff}.feature-list{display:grid;grid-template-columns:1fr 1fr;gap:18px}.feature-list>div{padding:22px;border-left:3px solid var(--gold);background:#fff;box-shadow:0 8px 30px rgba(9,47,78,.05)}.feature-list h3{color:var(--navy);margin:0 0 6px}.feature-list p{margin:0;color:var(--muted)}.cta-section{background:linear-gradient(120deg,var(--navy),#154e75);padding:54px 0;color:#fff}.cta-inner{display:flex;justify-content:space-between;align-items:center;gap:30px}.cta-inner h2{margin:0}
.page-hero{background:linear-gradient(135deg,var(--cream),#fff);padding:82px 0 72px;border-bottom:1px solid var(--line)}.page-hero.compact{padding:60px 0}.page-hero p{font-size:1.15rem;color:var(--muted)}.service-detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.service-detail-grid article{padding:34px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.service-detail-grid article>span{color:var(--gold);font-weight:900}.service-detail-grid h2{font-family:Georgia,serif;color:var(--navy);font-size:2rem}.check-panel,.values-panel,.contact-panel{background:var(--cream);border:1px solid var(--line);border-radius:var(--radius);padding:32px}.dark-list{display:grid;gap:10px}.dark-list p{margin:0;padding:14px 16px;border:1px solid rgba(255,255,255,.16);border-radius:10px;background:rgba(255,255,255,.06)}.dark-list.two-col{grid-template-columns:1fr 1fr}.tag-grid{display:flex;flex-wrap:wrap;gap:12px}.tag-grid span{padding:12px 16px;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--navy);font-weight:700}.values-panel{display:grid;gap:16px}.values-panel div{display:grid;grid-template-columns:130px 1fr;gap:16px;border-bottom:1px solid var(--line);padding-bottom:16px}.values-panel div:last-child{border:0}.values-panel strong{color:var(--navy)}.faq-list{display:grid;gap:14px}.faq-list details{border:1px solid var(--line);border-radius:12px;background:#fff;padding:0 20px}.faq-list summary{cursor:pointer;padding:20px 0;font-weight:800;color:var(--navy);font-size:1.05rem}.faq-list details p{padding:0 0 20px;margin:0;color:var(--muted)}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:34px;align-items:start}.contact-email{display:block;color:var(--navy);font-weight:900;font-size:1.15rem;margin:22px 0;word-break:break-word}.info-box{display:grid;gap:8px;margin-top:30px}.info-box strong{margin-bottom:7px}.info-box span:before{content:"•";color:var(--gold);margin-right:8px}.contact-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow)}.prose h2{font-family:Georgia,serif;color:var(--navy);margin-top:2rem}.prose p{color:#4d6070}.legal{max-width:820px}
.site-footer{background:#072942;color:#d7e1e7;padding:62px 0 20px}.footer-grid{display:grid;grid-template-columns:1.5fr .8fr .8fr 1.1fr;gap:42px}.footer-brand img{width:260px;background:var(--cream);border-radius:8px;margin-bottom:20px}.footer-grid h2{font-size:.9rem;text-transform:uppercase;letter-spacing:.1em;color:#fff}.footer-grid a{display:block;color:#d7e1e7;text-decoration:none;margin:8px 0}.footer-grid a:hover{color:#fff}.footer-grid p{color:#afbec8;font-size:.92rem}.footer-bottom{border-top:1px solid rgba(255,255,255,.13);margin-top:38px;padding-top:20px;display:flex;justify-content:space-between;gap:20px;font-size:.82rem;color:#9fb0ba}
.cookie-banner{position:fixed;left:24px;bottom:24px;z-index:500;width:min(390px,calc(100% - 48px));background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:14px;padding:24px;box-shadow:0 20px 60px rgba(0,0,0,.2);display:none}.cookie-banner.show{display:block}.cookie-banner h2{font-family:Georgia,serif;color:var(--navy);margin:0 0 8px}.cookie-banner p{font-size:.9rem;color:var(--muted)}.cookie-actions{display:flex;gap:10px;flex-wrap:wrap}.cookie-actions .btn{padding:10px 14px;font-size:.86rem}.cookie-close{position:absolute;right:10px;top:8px;border:0;background:none;font-size:1.5rem;color:var(--muted);cursor:pointer}
@media(max-width:980px){.utility-inner span{display:none}.utility-inner{justify-content:center}.header-inner{height:78px}.brand{width:225px}.menu-toggle{display:block}.main-nav{display:none;position:absolute;top:112px;left:18px;right:18px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:14px;flex-direction:column;align-items:stretch}.main-nav.open{display:flex}.main-nav a{padding:12px}.main-nav .nav-cta{margin:4px 0 0;text-align:center}.hero-grid,.split,.feature-grid,.contact-grid{grid-template-columns:1fr}.hero{padding:65px 0}.quote-card{max-width:650px}.card-grid.three,.footer-grid{grid-template-columns:1fr 1fr}.process-list li{grid-template-columns:1fr}.feature-grid.reverse>div:first-child{order:0}}
@media(max-width:680px){.container{width:min(100% - 24px,var(--max))}.hero h1,.page-hero h1{font-size:2.65rem}.hero{padding:48px 0}.section{padding:60px 0}.card-grid.three,.service-detail-grid,.feature-list,.footer-grid,.form-row,.dark-list.two-col{grid-template-columns:1fr}.cta-inner,.footer-bottom{align-items:flex-start;flex-direction:column}.header-inner{height:72px}.brand{width:190px}.main-nav{top:106px}.utility-inner{font-size:.75rem}.quote-card,.contact-form{padding:22px}.cookie-banner{left:12px;bottom:12px;width:calc(100% - 24px)}}